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Home/Rankings/SBA Default Rate

Franchise Default Rates (SBA Loan Data) 2026

Franchise failure rates based on SBA 7(a) loan default data. See which franchises have the highest and lowest default rates on government-backed small business loans — a key indicator of franchise risk and viability. See industry-wide trends →

Highest ScoreLowest RoyaltyLowest InvestmentLowest Total FeesFastest GrowingMost LocationsBest TerritoryLowest LitigationLowest Failure Rate
Showing 50 franchises
#
Franchise
1
Bar-B-Clean
Home Services
0.0%Default Rate
0.0%Chargeoff Rate
13SBA Loans
2
Sandler Training
Business Services
0.0%Default Rate
0.0%Chargeoff Rate
8SBA Loans
3
Hammer & Nails
Health & Beauty
0.0%Default Rate
0.0%Chargeoff Rate
49SBA Loans
4
Radiant Waxing
Health & Beauty
0.0%Default Rate
0.0%Chargeoff Rate
9SBA Loans
5
Sonic Drive-In
Quick Service Restaurant
0.0%Default Rate
0.0%Chargeoff Rate
18SBA Loans
6
Denny's
Casual Dining
0.0%Default Rate
0.0%Chargeoff Rate
13SBA Loans
7
Super 8 by Wyndham
Hospitality & Travel
0.0%Default Rate
0.0%Chargeoff Rate
272SBA Loans
8
Legato Living
Senior & Home Care
0.0%Default Rate
0.0%Chargeoff Rate
5SBA Loans
9
Huntington Learning Centers, Inc.
Childcare & Education
0.0%Default Rate
0.0%Chargeoff Rate
30SBA Loans
10
Assisting Hands Home Care
Senior & Home Care
0.0%Default Rate
0.0%Chargeoff Rate
19SBA Loans
11
Sandbox VR
Sports & Recreation
0.0%Default Rate
0.0%Chargeoff Rate
9SBA Loans
12
Erbert & Gerbert's Sandwich Shop
Quick Service Restaurant
0.0%Default Rate
0.0%Chargeoff Rate
6SBA Loans
13
Kampgrounds of America (KOA)
Hospitality & Travel
0.0%Default Rate
0.0%Chargeoff Rate
25SBA Loans
14
The Melting Pot Restaurants
Casual Dining
0.0%Default Rate
0.0%Chargeoff Rate
11SBA Loans
15
Caring Transitions
Home Services
0.0%Default Rate
0.0%Chargeoff Rate
6SBA Loans
16
Hand and Stone Massage and Facial Spa
Health & Beauty
0.0%Default Rate
0.0%Chargeoff Rate
74SBA Loans
17
Days Inn
Hospitality & Travel
0.0%Default Rate
0.0%Chargeoff Rate
218SBA Loans
18
That 1 Painter
Home Services
0.0%Default Rate
0.0%Chargeoff Rate
42SBA Loans
19
Serotonin
Health & Beauty
0.0%Default Rate
0.0%Chargeoff Rate
6SBA Loans
20
Charleys Philly Steaks
Quick Service Restaurant
0.0%Default Rate
0.0%Chargeoff Rate
64SBA Loans
21
Prism Specialties
Cleaning & Restoration
0.0%Default Rate
0.0%Chargeoff Rate
6SBA Loans
22
Big Chicken
Fast Casual Restaurant
0.0%Default Rate
0.0%Chargeoff Rate
9SBA Loans
23
NuSpine Chiropractic
Health & Beauty
0.0%Default Rate
0.0%Chargeoff Rate
6SBA Loans
24
Club Pilates
Fitness & Wellness
0.0%Default Rate
0.0%Chargeoff Rate
92SBA Loans
25
Handel's Homemade Ice Cream
Food & Beverage
0.0%Default Rate
0.0%Chargeoff Rate
22SBA Loans
26
Ivybrook Academy
Childcare & Education
0.0%Default Rate
0.0%Chargeoff Rate
42SBA Loans
27
Plato's Closet
Retail
0.0%Default Rate
0.0%Chargeoff Rate
46SBA Loans
28
The Goddard School
Childcare & Education
0.0%Default Rate
0.0%Chargeoff Rate
263SBA Loans
29
Office Pride Commercial Cleaning Services
Cleaning & Restoration
0.0%Default Rate
0.0%Chargeoff Rate
25SBA Loans
30
Kung Fu Tea
Coffee & Bakery
0.0%Default Rate
0.0%Chargeoff Rate
21SBA Loans
31
Wingate by Wyndham
Hospitality & Travel
0.0%Default Rate
0.0%Chargeoff Rate
31SBA Loans
32
Merry Maids
Cleaning & Restoration
0.0%Default Rate
0.0%Chargeoff Rate
32SBA Loans
33
Extended Stay America Suites
Hospitality & Travel
0.0%Default Rate
0.0%Chargeoff Rate
17SBA Loans
34
EverLine Coatings and Services
Business Services
0.0%Default Rate
0.0%Chargeoff Rate
93SBA Loans
35
G-FORCE
Business Services
0.0%Default Rate
0.0%Chargeoff Rate
8SBA Loans
36
sweetFrog
Quick Service Restaurant
0.0%Default Rate
0.0%Chargeoff Rate
6SBA Loans
37
FYZICAL
Health & Beauty
0.0%Default Rate
0.0%Chargeoff Rate
91SBA Loans
38
Snap Fitness
Fitness & Wellness
0.0%Default Rate
0.0%Chargeoff Rate
39SBA Loans
39
Pure Sweat Studios
Fitness & Wellness
0.0%Default Rate
0.0%Chargeoff Rate
10SBA Loans
40
BIG BLUE SWIM SCHOOL
Childcare & Education
0.0%Default Rate
0.0%Chargeoff Rate
24SBA Loans
41
Fleet Feet
Retail
0.0%Default Rate
0.0%Chargeoff Rate
29SBA Loans
42
UBREAKIFIX BY ASURION
Technology & Communications
0.0%Default Rate
0.0%Chargeoff Rate
16SBA Loans
43
Ziggi's Coffee
Coffee & Bakery
0.0%Default Rate
0.0%Chargeoff Rate
53SBA Loans
44
Gong cha USA Franchising, LLC
Food & Beverage
0.0%Default Rate
0.0%Chargeoff Rate
14SBA Loans
45
OHM Fitness
Fitness & Wellness
0.0%Default Rate
0.0%Chargeoff Rate
5SBA Loans
46
Gameday Men's Health
Health & Beauty
0.0%Default Rate
0.0%Chargeoff Rate
145SBA Loans
47
Famous Dave's
Casual Dining
0.0%Default Rate
0.0%Chargeoff Rate
6SBA Loans
48
CPR (Cell Phone Repair)
Technology & Communications
0.0%Default Rate
0.0%Chargeoff Rate
6SBA Loans
49
Mr. Rooter
Home Services
0.0%Default Rate
0.0%Chargeoff Rate
34SBA Loans
50
Voodoo Brewing Co.
Casual Dining
0.0%Default Rate
0.0%Chargeoff Rate
37SBA Loans
1
Bar-B-Clean
Home Services
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 13
2
Sandler Training
Business Services
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 8
3
Hammer & Nails
Health & Beauty
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 49
4
Radiant Waxing
Health & Beauty
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 9
5
Sonic Drive-In
Quick Service Restaurant
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 18
6
Denny's
Casual Dining
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 13
7
Super 8 by Wyndham
Hospitality & Travel
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 272
8
Legato Living
Senior & Home Care
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 5
9
Huntington Learning Centers, Inc.
Childcare & Education
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 30
10
Assisting Hands Home Care
Senior & Home Care
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 19
11
Sandbox VR
Sports & Recreation
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 9
12
Erbert & Gerbert's Sandwich Shop
Quick Service Restaurant
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 6
13
Kampgrounds of America (KOA)
Hospitality & Travel
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 25
14
The Melting Pot Restaurants
Casual Dining
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 11
15
Caring Transitions
Home Services
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 6
16
Hand and Stone Massage and Facial Spa
Health & Beauty
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 74
17
Days Inn
Hospitality & Travel
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 218
18
That 1 Painter
Home Services
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 42
19
Serotonin
Health & Beauty
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 6
20
Charleys Philly Steaks
Quick Service Restaurant
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 64
21
Prism Specialties
Cleaning & Restoration
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 6
22
Big Chicken
Fast Casual Restaurant
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 9
23
NuSpine Chiropractic
Health & Beauty
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 6
24
Club Pilates
Fitness & Wellness
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 92
25
Handel's Homemade Ice Cream
Food & Beverage
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 22
26
Ivybrook Academy
Childcare & Education
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 42
27
Plato's Closet
Retail
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 46
28
The Goddard School
Childcare & Education
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 263
29
Office Pride Commercial Cleaning Services
Cleaning & Restoration
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 25
30
Kung Fu Tea
Coffee & Bakery
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 21
31
Wingate by Wyndham
Hospitality & Travel
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 31
32
Merry Maids
Cleaning & Restoration
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 32
33
Extended Stay America Suites
Hospitality & Travel
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 17
34
EverLine Coatings and Services
Business Services
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 93
35
G-FORCE
Business Services
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 8
36
sweetFrog
Quick Service Restaurant
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 6
37
FYZICAL
Health & Beauty
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 91
38
Snap Fitness
Fitness & Wellness
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 39
39
Pure Sweat Studios
Fitness & Wellness
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 10
40
BIG BLUE SWIM SCHOOL
Childcare & Education
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 24
41
Fleet Feet
Retail
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 29
42
UBREAKIFIX BY ASURION
Technology & Communications
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 16
43
Ziggi's Coffee
Coffee & Bakery
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 53
44
Gong cha USA Franchising, LLC
Food & Beverage
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 14
45
OHM Fitness
Fitness & Wellness
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 5
46
Gameday Men's Health
Health & Beauty
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 145
47
Famous Dave's
Casual Dining
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 6
48
CPR (Cell Phone Repair)
Technology & Communications
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 6
49
Mr. Rooter
Home Services
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 34
50
Voodoo Brewing Co.
Casual Dining
0.0%Default Rate
Chargeoff Rate: 0.0%SBA Loans: 37

Rankings based on data extracted from Franchise Disclosure Documents (FDDs). Browse all franchises

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