Motto Mortgage is a mortgage brokerage franchise system that has experienced significant challenges with unit count declining from 249 to 171 units over the past 2 years (31% decline). The franchise offers address-only locations with no territorial protection and requires a $35,000 initial franchise fee plus hybrid royalties of $2,500 monthly plus 25 basis points per transaction. The system provides no financial performance representations in Item 19. With a 33% closure rate and high termination rates, this franchise shows concerning signs of system instability despite the growing mortgage industry.
Generated from 2025 Franchise Disclosure Document
AI-generated from FDD analysis — use as a checklist with your attorney
Total startup costs, working capital, and financial requirements
Training, marketing support, technology, and operational assistance
Royalty, marketing, technology, and other ongoing fees
Revenue data, P&L estimates, and financial projections
Lawsuits, disputes, and legal risk assessment
Territory rights, term length, non-compete, and transfer rules
82 legal provisions scored on a franchisee-friendliness scale
Unit growth trends, exit rates, and system trajectory
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