14 frequently asked questions answered with data from the 2025 Franchise Disclosure Document.
The total initial investment to open a Motto Mortgage franchise ranges from $56K to $240K (2025 FDD). This includes the franchise fee, equipment, build-out, inventory, and working capital needed before opening.
View full investment analysisThe initial franchise fee for Motto Mortgage is $35K (2025 FDD). This one-time fee is paid to the franchisor when signing the franchise agreement and covers the right to use the brand, systems, and initial training.
View full investment analysisData sourced from the Motto Mortgage 2025 Franchise Disclosure Document (FDD). Always review the most current FDD and consult with a franchise attorney before making investment decisions.
No, Motto Mortgage does not require franchisees to have dedicated real estate (2025 FDD). This can significantly reduce startup costs and ongoing overhead.
View full investment analysisMotto Mortgage has been involved in 4 litigation cases over the past 3 years (2025 FDD). There are currently 4 pending cases. There are no class action lawsuits pending.
View full litigation analysisNo, the Motto Mortgage franchisor has no bankruptcy filings in their disclosure history (2025 FDD).
View full litigation analysisMotto Mortgage offers non-exclusive territory rights to its franchisees (2025 FDD). The franchise agreement does not include encroachment protection. Franchisees retain online sales rights for their territory.
View full territory analysisMotto Mortgage currently operates 171 locations (2025 FDD) (171 franchised, 0 company-owned). The system contracted by 25.0% over the past year. The 3-year compound annual growth rate is -11.8%.
View full growth analysisThe 1-year franchisee turnover rate for Motto Mortgage is 33.3% (2025 FDD). This includes closures, terminations, non-renewals, and transfers. A lower turnover rate generally indicates higher franchisee satisfaction and system stability.
View full growth analysisMotto Mortgage does not include an Item 19 financial performance representation in their FDD (2025 FDD). This means the franchisor has chosen not to disclose revenue, profit, or other financial figures in the Franchise Disclosure Document.
View full financials analysisThe initial franchise agreement term for Motto Mortgage is 7 years (2025 FDD). The total potential term is 7 years.
View full contract analysisMotto Mortgage's post-termination non-compete clause restricts former franchisees from operating a competing business for 1 year within 5 miles of the former location (2025 FDD).
View full legal analysisNo, Motto Mortgage's franchise agreement does not require mandatory arbitration (2025 FDD). Disputes may be resolved through litigation. The agreement includes a jury trial waiver.
View full legal analysisMotto Mortgage provides 21 hours of initial training (2025 FDD). The cost of training is covered by the franchisor (travel and lodging are typically the franchisee's responsibility). Ongoing field support is provided on a as-needed basis.
View full support analysisYes, Motto Mortgage provides site selection assistance to help franchisees find the right location (2025 FDD). The franchisor also provides technology support and systems.
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