Estrella Insurance is an area representative franchise for insurance agencies with a very small system of only 4 current representatives. The franchise requires significant investment ($149,950-$284,000) and charges high ongoing fees (14% royalty + 7% marketing fee). The business model involves representatives recruiting and supporting individual insurance agency franchisees within their territory. Recent terminations and a pending class action lawsuit regarding a cybersecurity incident raise concerns about system stability.
Generated from 2025 Franchise Disclosure Document
AI-generated from FDD analysis — use as a checklist with your attorney
Total startup costs, working capital, and financial requirements
Training, marketing support, technology, and operational assistance
Royalty, marketing, technology, and other ongoing fees
Revenue data, P&L estimates, and financial projections
Lawsuits, disputes, and legal risk assessment
Territory rights, term length, non-compete, and transfer rules
82 legal provisions scored on a franchisee-friendliness scale
Unit growth trends, exit rates, and system trajectory
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