13 frequently asked questions answered with data from the 2025 Franchise Disclosure Document.
The total initial investment to open a Keystone Insurers Group franchise ranges from $27K to $99K (2025 FDD). This includes the franchise fee, equipment, build-out, inventory, and working capital needed before opening.
View full investment analysisThe initial franchise fee for Keystone Insurers Group is $13K (2025 FDD). This one-time fee is paid to the franchisor when signing the franchise agreement and covers the right to use the brand, systems, and initial training.
View full investment analysisData sourced from the Keystone Insurers Group 2025 Franchise Disclosure Document (FDD). Always review the most current FDD and consult with a franchise attorney before making investment decisions.
No, Keystone Insurers Group does not require franchisees to have dedicated real estate (2025 FDD). This can significantly reduce startup costs and ongoing overhead.
View full investment analysisKeystone Insurers Group has been involved in 2 litigation cases over the past 3 years (2025 FDD). There are no class action lawsuits pending.
View full litigation analysisNo, the Keystone Insurers Group franchisor has no bankruptcy filings in their disclosure history (2025 FDD).
View full litigation analysisKeystone Insurers Group offers non-exclusive territory rights to its franchisees (2025 FDD). The franchise agreement does not include encroachment protection. Franchisees retain online sales rights for their territory.
View full territory analysisKeystone Insurers Group currently operates 280 locations (2025 FDD) (280 franchised, 22 company-owned). The system contracted by 6.0% over the past year. The 3-year compound annual growth rate is 1.2%.
View full growth analysisThe 1-year franchisee turnover rate for Keystone Insurers Group is 9.3% (2025 FDD). This includes closures, terminations, non-renewals, and transfers. A lower turnover rate generally indicates higher franchisee satisfaction and system stability.
View full growth analysisKeystone Insurers Group does not include an Item 19 financial performance representation in their FDD (2025 FDD). This means the franchisor has chosen not to disclose revenue, profit, or other financial figures in the Franchise Disclosure Document.
View full financials analysisThe initial franchise agreement term for Keystone Insurers Group is 5 years (2025 FDD). The total potential term is 5 years.
View full contract analysisKeystone Insurers Group's post-termination non-compete clause lasts 2 years after termination or expiration (2025 FDD).
View full legal analysisNo, Keystone Insurers Group's franchise agreement does not require mandatory arbitration (2025 FDD). Disputes may be resolved through litigation. The agreement includes a jury trial waiver.
View full legal analysisKeystone Insurers Group does not provide site selection assistance (2025 FDD). Franchisees are responsible for finding and securing their own location. The franchisor also provides technology support and systems.
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